Maj bank Image empty

Maj Invest Financial Inclusion Strategies

At Maj Invest Financial Inclusion Strategies, our investment strategy is anchored in helping clients gain access to basic financial services.

Aligned with the environmental, social, and governance (ESG) focus areas of Maj Invest Group, we prioritize areas where we can make a genuine impact, particularly investments supporting well-being, diversity and inclusion.

Our Core Foundation

We invest with respect to international standards within human rights, the environment, anti-corruption and corporate governance. Furthermore, we apply fund-specific exclusion lists. Refer to our Responsible Investment Policy for more information.

Maj bank Image empty
  • We invest in companies that reduce inequalities by providing basic financial services to people below the middle class. Enabling them to engage in activities such as online transactions and banking enhances well-being by increasing financial stability, access to resources, and economic opportunities. 
Maj bank Image empty
  • We empower women to fully engage in the economy and increase their workforce representation, promoting financial inclusion and diversity. Our productive loans enable female clients to generate additional or new sources of income. 

Guiding Principles

Maj bank Image empty

Download our annual ESG report 

Maj bank Image empty

EU Disclosures

With the initiation of the EU Commission’s Sustainable Finance Disclosure Regulation (EU) 2019/2088 (SFDR) on March 10, 2021, Maj Invest Equity, as an accountable AIFM, ensures compliance across its active funds, including the forthcoming MIFIF IV. We are committed to providing investors with transparent insights into the integration of sustainability risks in our investment processes, the assessment of adverse sustainability impacts, and the promotion of environmental or social characteristics.

For MIFIF IV, Maj Invest Equity will apply SFDR guidelines to endorse environmental and social characteristics in accordance with Article 9 of (EU) 2019/2088 (SFDR). Our website disclosures will be completed using the template for financial products endorsing environmental or social characteristics, as outlined in Article 24 of Regulation (EU) 2022/1288.

Furthermore, we will assess the adverse impacts of investment decisions on sustainability factors as directed by Article 8 of Regulation (EU).